The savings balance has gone down. Not by a lot -- almost $45 -- but considering it should be up by at least $100, it's not good. This means I'm down $145.
As for the debt balance, it's not where it's scheduled to be. Rather than pay the full amount last month, I only paid half so that I could have some extra spending money during my mother's weeklong visit. It will be December before I get back on schedule. The debt balance is also in its proper place.
One good thing is that the debt balance includes $139 for boots that I've since returned. And it also includes two clothing purchases made last week. I plan to pay off those amounts next week from my overtime (which, until January 2009, is earmarked as a clothing allowance).
I'm hoping that October will be the month September was intended to be -- that is, the month to recover from summer and get everything back on track. But I will have to overcome my usual challenges:
- giving up hope;
- obsessing about the short-term stuff;
- giving in to panic and anxiety; and
- having unrealistic goals.
I should be getting a freelance check soon, so that'll ease things up a bit. I'd like to use the whole thing for either savings or debt, but I think it would be best in the long term if I use the rule of thirds for it: one-third in savings, one-third toward debt, and one-third for me, probably as part of the clothing allowance.
So that's October.
Oh! And by the way, I finally found a pair of boots, so the quest is over. And they were only 40 bucks. Can't argue with that.
1 comment:
Life happens. All you can do is let the past go and look forward to the future.
Hope you had a great visit with your mother!
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