Friday, April 28, 2017

April 2017

Not much new to report. Still debt-free, which feels awesome. In fact, not only am I debt-free, but I actually have a negative balance on my credit card, thanks to a recent refund for a train ticket. Yes, I could ask them to send me a check, but next month I have to upgrade my laptop, so I'll use that credit as well as some gift cards I've been holding onto. It'll keep me from gasping at the final price (or so I'm telling myself).

The savings picture is also looking good. I had originally planned ("hoped for" is more like it) to have  at least $20,000 in savings by May 1. Given that May 1 is in, like, four days, let me just say this: That ain't happening. I'm mildly disappointed, but given where I was back when I returned to this blog, I'm absolutely not complaining. I'm grateful. After all, I have $16,000 and zero debt. That's an accomplishment, and I don't take it lightly. I mean, take last May as an example. I had $14,765 in savings, but $10,711.50 in debt. So while my savings balance isn't that much higher since then, I'm still $10,000 better off.

In other news, my tenants are continuing their lease. I gave them the option of two years, but I haven't heard back from the property management company whether that's the case. The new lease doesn't start till July 1, and there's a modest increase on the rent. I'm not really making any money off this, but until it's at a value where I feel like it's worth it to sell, I'll hold on to it. At least it's property somewhere, and that's not a bad thing to have even if I'm barely breaking even on it.

Well that about wraps things up for April. Not sure how much longer I'll be updating things, or how frequent, now that I'm debt-free, but we'll see. Until next time ... save early and often!