Wednesday, June 22, 2016

June 2016 Update

If I'm back to conquering my debt, I suppose I should get back in the habit of updating every month.

Things are going OK, actually. There was a moment when things felt unsettled, but I think I'm back on track. My plan had been to use one particular credit card for everyday purchases so that I could get the points, but it never seems to work out like I'd planned. Like ... why is it so easy for me to just use my debit card and stay on track but struggle to maintain balance when I'm using a credit card and paying off the balance? Weird. Maybe it's just not for me. Maybe I should be strictly cash-and-carry.

Anyway, the updated balances are off to the right. I'm doing pretty well with the saving, I think. The more I save, the more I want to save. It's always been that way with me. As for the debt, I'm finally below a five-digit balance, and it feels pretty dang awesome. Don't get me wrong: There's still quite a way to go before I'm back at a zero balance. I know this. But it's still good to see a milestone.

In other news, thieves got a hold of my credit card number and went on a bit of a spending spree. Fortunately, Chase recognized the fraudulent behavior and sent me an alert. While I didn't get the email alert till the next morning, they had at least flagged the purchases and in one instance, declined the purchase. So yay for Chase!

OK, that's it till next time. Save early and often!