Wednesday, July 16, 2008

The Good, the Bad, and the OCD

It's only the 16th day of the month but it's already been a roller coaster. Let's examine things, shall we:

The Bad:
I did indeed finally get my haircut. And it was about what I had budgeted (an amount I'm taking to the grave). But in the end? It wasn't worth it. While I desperately needed it cut, neither the experience nor the cut was what I expected or hoped for. I've been disappointed since Saturday evening, and though that disappointment is finally starting to ebb, it was one of the most irresponsible financial moves I've made.

To make myself feel better, I've reminded myself often that I haven't had my hair done by a professional in about six and a half years. Had I gone regularly, I'd have spent several times more than what I spent Saturday over that period. Still, it's painful to think on the amount I dropped in that salon.

But it's done, and it's pointless to dwell on it any further.

The Good:
Last night I scheduled the final payment for the Little Beast! It's scheduled for July 30, so by the next monthly update, that bill will be a thing of the past. I've also set up an automatic payment plan to pay off the Big Beast. (Which will very soon be the only beast.) The snowball payment amount is scheduled to be made as soon as possible after the e-bill is received. Of course, extra payments will be made as necessary and when possible.

Also, though I am disappointed about the haircut situation, I can say at least that I've already planned for the payoff. The amount had been budgeted, and it will be paid for with my freelance check when it comes in. The balance due on the Big Beast from the vacation expenses is also scheduled. So though there has been a lot of activity on that card over the last month, it is scheduled to be paid off by the end of July.

The OCD:
The OCD is slowly creeping back in. I've been obsessively checking balances, budgeting amounts, doing random calculations. Payments have been scheduled, so I have only to sit back and relax. Obsessing isn't going to make things any better or pay things off any sooner.

So that's where we are in mid-July. See you August 1!

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