I was so busy giving the monster a face that I neglected to share the good stuff. For one, I have savings. I have five savings accounts -- and that isn't counting my 401(k). I could consolidate them into one account, I suppose, but I have each one for a reason, and I don't really trust myself to have them all in one easily accessible place. And no, in case you're wondering, the amount of my savings does not cover my debt. I don't plan to decrease my savings deposits. Yes, I have debt, but it's important to me that I create a cushion so that if I do need money for something, I won't resort to using a credit card.
The other good thing is that I have a freelance gig. I'm not going to be able to buy a penthouse in NYC from the earnings, but it's a decent amount of extra income and it'll help me in my goal to pay off the car early and to build that cushion.
So, it's not all doom and gloom.
No comments:
Post a Comment